i send christmas card

I have many personalize pictures,  picture frames and other customise

cards in that way you sent it to your friends and relatives

 

 

 

 

 

 

Christmas is my favorite time of the year because it happen only once a year feel like i am home on my country Ph. is did many things when i am at home thinking about what i would like to to send on my family and friends i know money right now is kind  of tight. the thing came on my mind is starting personalize the christmas greetings cards and presents best idea to be smart  particularly of what you going to give for christmas. People well appreciate that because the spirit of christmas is not matter about money is about how big is your heart meaning your love one or friends would be remember you. although I’m always delighted to receive a card or a letter on christmas I’m actually one of those people who sends their Christmas and new year greetings  Nevertheless it’s not too late to bring joy to your nearest and dearest family or friends with a personal card this year. check below my own grettings cards.

 

 

But when it comes to Christmas greetings, a real card especially a handwritten one i makes a contrasting impression cards for them and more affordable way to sent by traditional mail.  glad i sent already to my friends and family. send a card by post right away.  I would  like to wish  a happy holiday season for everybody  peace and happiness may the lord always bless us in the coming years. 

 

 

 

 

 

 

 

 

 

 

 

 

freebies

 Thanks  my goodnies for the free stuff i got from the company i got many  free stuff  i join the giveaway from my co blogger friend for now i still have waiting for the another one. In this case  i can give my honest opinion i well review the product as i knew they are also trust me to give my opinion. I am very thankful to my blogging friend who convince me to have this blog at first was kind of hard to make blogging but after all i knew now how to write a journal it helps me to get a free stuffs plus i also make a little income this is more helpful and useful because it helps to motivate me to write the advertiser not only for writing as well as improve my english i always update my blogs no matter how tired i couldn't ask for more I check it before i headed to bed. Thanks god for the wonderful stuffs.

Reunion

My family had a great time and meeting her nieces children nephew's children, mom side has many kids and some of her sibling kids are married and had grown up kids.What a wonderful reunion such a great when you talking about this because way back before then,their parents past away they plan to have a reunion in this way they could see all of their children's and great grandchildren. To bad i wasn't witness the clan of my mom's side . It's Wonderful time though meeting and talking
with your relatives are so memorable time of your life it could not happen all the time because some of the family are busy with their daily life due to the hectec schedule as well as the first things to prioreties. It was great seeing some of cousins, their children i could not recognize now since i am live here I had
not seen my relatives over many years since i got here in the U.S my cousins are the same. she said it's wonderful day of their live to see the  the reunion.
 I am amazed to see the pictures at Fb at least i would say that the family and relatives has a good relationship as for many years i am in my colleges days. i guessing almost 8 years It was the plan having a reunion and now it well come true in reality thanks god they made it.
in every aspect of the reunion some members of the family are busy with the food they prepare.Check it out the picture i post. Until i meet them again in the next vacation i could excite to meet them.
































 

watching the nascar race in person

Nice shot the whole background with the model  he doesn't look.

This is race where those drivers can start racing

My son, i took a snap shot

 

simulator rides and special events at the High Octane Theater. Plus we grab a bite to eat in the NASCAR hall of Fame inside the cafe Wild Wings restaurant. we also  take home a souvenir at the gift shop to help remember our  trip.  we  decided to go there to the NASCAR Hall of Fame. I must admit that I am not a NASCAR fan, but was interested in the historical part of the origin of NASCAR. I am not necessarily NASCAR fan, either but we all decided to go. We were entertained by the tour guide and engrossed  touring around the huge race in all the Hall of Fame is there The hands on activities were fun and numerous. I highly say this attraction to any age group over 10 or above my son like it he said wow mom it's a  big  speedway  race and it was true this is our first time to watch in person what a good weather too after  an hour it's getting warmer glad we made it we thought would be a 2 - 3 hour activity turned into almost  2  hours it awsome because everybody had fun  This place is chock full of interesting memorabilia and other exhibits. Don't miss out on this even if you are not a huge  Nascar fan.  but it's wonderful moment you know.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

awesome speedway at daytona race

Nothing like this speedway. we went to speedway race international at daytona i was entralled from the moment we saw the Dale Earnhardt statue and then went inside. Even though we were there before thanksgiving day it's awesome and huge race it was my first time and my son also.  there was so much to see they're very strict inside we fall in line and we rode in a bus in the way of souveniers that we bought what i like there is the very huge race truck  we tour around on the big race which is good there is tour  guide and  for a couple of hours it was fun and enjoying  our time together  although it was little chilly and windy but we don't care about that we only enjoy watching the bigger race and took some photos see the favorite cars. We had to go inside the musium to take some photos of the car race and the favorite driver too.

 I don't have a favorite driver my son C has a favorite driver now because he watch the race on the TV as well as he is starting being fan on nascar race early this year. I never thought i could see in person  the speedway race  way back on Phil. just watching on TV. now we could watch in person only you need to do is buy a ticket online and then you can watch in person. when you watch the race in live you have to take a airphone it's loud and crouded  inside the race speedway being aware  also

your purse in that way it won't lose Glad we watch for the first time. he was said we watch next year it well depend on the weather.

we could not pass to take a picture on this statue of Dale Earnhardt it's amazing

Footprint of the NASCAR drivers, when my C walking

Took a pic. inside where the drivers can race

 that's  us. this is cool a picture to be remember we been on this NASCAR race.

did not miss this.

a friend from Indiana

 I know little bit about the state of Indiana which is very peaceful place and clean.  I have few friends who live in Indiana were neighbors here in Fl. there from indiana but moved here in Fl.  my friend and i are friends for many years our kids are schoolmate in Kindergarten  everytime i pick my kid at school she greet me When i recall those moment i could say our conversation is never end we keep  laughing and smile regarless of her religion it does not matter she respect my religion.  One thing she could advise me is to do what i do.  i have to be independent person that's my friend say. she can only advise the good things happen with me since i move to another place. She recall the story of her life since she married her white hubby.  she's from different country in South africa so she knew a little bit about my culture. although she eat when i cook filipino dish i ask why she likes then she answered she has many filipino friends. ahh.  I see. Meanwhile years and years past when our kids are off to school she was moving out to different state. She lived first from Indiana  before she got married and move to Fl. i know a liitle because she is telling her story.

 Now she lived somewhere nearby pensacola i guess that's boundary of Alabama. The happiest moment in my life that i won't forget is when i was in the hardtime in my life she was always say that i always careful with myself and my kid since life was changes during that time ups and down I talk a little about my problem. We losed contact because i change my number. last time i seen her was early this year. But that's normal of the friends sometimes you have to be away that's life is.  I miss her.   Haubstadt, Indiana.  is 16 miles North  of Evansville Indiana which is 1 hour to drive to  Louisville, Kentucky.  I want to go to see my friend but it's far away to drive there in pensacola.






 

japan

 I love  the snack food in japan  I kept  remember when we stranded on the airport they have a good snack and drinks, pretzels, M&Ms, sandwich and other fine delicacies food.  were at the airport during that time we delayed our flight headed to philippines so we stayed for 1 night and we did we have to wait in the next morning to wait our flight to Manila phil.. The good thing for japan is they accomodate all passengers we are all friends if we did not know the # of our  hotel room then we ask.  I meet few fellow filipino workers they're work in New york as caregiver, nanny,engeneer  and teacher. that was a good experience in my life that me and son got stranded  meet new friends at airport. exhausted  for a couple of hours that experience is a good learning  you have to know how to deal with it unless nothing happen.








                                  Japan Airport

Narita International airport

We stranded in Japan

 I always enjoyed trying that strange snack which would become full at random times  their  food  is ok beyond that  flight was cancel  there are spicy  food when you look it' s not but when you eat it is very spicy so i ask my new friend said i'll be careful to eat.  This would explain my feeling of contentment that when we  get here in Japan we  strolling through their shopping store  and food store and seeing bacon-flavored pretzels and  wasabi-flavored, Kit-Kat bars. I keep on wondering how they make it the name is Kit-Kat bars but the words is japanese. it's good to know that japan is a great country and  very clean and  good  place also for finding a work also it's very clean and organise.



 

Mommy and Son

It takes a lot of planning,I had many years of experience planning a  budget. single mom and raising a kid  is not uneasy thing they say building a family is  hard because your going to plan the budget bills, household, school and everything like that. Related for household income furtunately I am lucky my budget is ok and is not also easy   regarless what i get. always keep in my mind the possibility that I may go to school or works whenever my kid start first grade couldn't wait for that time. I remember this picture of us during on his  fifth birthday time run faster someday he well be a big boy like his  brothers going in the good school.

2009  During our Vacay in West palm beach

Home Loan

Home Loan Members who are at least two years already and who have contributed at least 24 months. Of course, there are other requirements, before the loan is finally granted,  the point is Loans is only open to its members. So that means if the property you are considering is priced more than PhP ( Philippines)  3M, you need to come up with some form of up-front payment or equity to settle the price difference virus the loan amount. Or, you may opt for another financial institution.


 What type of Real state or Real state project can be finance?

Lot property--      It could be a raw land or parcel of land in a subdivision development.

House And Lot Purchased--   If you are buying from a developer, please check with your broker or
                                               agent. can be used to finance the property you wanted to buy. Most buyers of real estate in the Philippines have no idea of the interest rate that comes with the loan. As a buyer, you should make a top priority to know about the interest rate and be able to compare it to competing lenders.

Home buying is not like shopping for your grocery items. It takes a keen observation and careful attention to details. In choosing a place to live, you should consider such factors are the flow of traffic, location of schools, where people are shopping, the toxic and noisy areas of town and other similar factors.

Money traps on Retiring abroad

I wouldn't be surprised to find that many people return their home country after living their early retirement abroad.
Expats who are still U.S. citizens are subject to most of the same income tax requirements as folks back home, and they must still file a return annually with the Internal Revenue Service on all money earned in the U.S.  including income withdrawn from retirement accounts. I heard people after all their hardwork they wanted to use their money wisely they become thinking to live back home because the money they got  from their retirement is enought for living. I have relatives retire and live there in PH. the couple are both have a good job then they retire and living  in Ph.  which is good because they have a good benefits their both works in the U.S  government before. now living in a big house and retirement they enjoy it because their both working hard. 

All About is her hair

 

yesterday before on our way home i stop by to the salon and ask about the rate of the hair good to know it's not fully expensive. the other salon that I've ask last couple of days was so expensive it's seems the prized is under the limit. I cut my hair every 6 months or 5 months as long as i get burdened then get a new haircut or perhaps just putting a little color on it. I want to have a new haircut

people says that for woman her hair is her crown and i really feel strongly the same, i feel like my hair is getting longer. well, most of the people i knew and met said that i have a pretty hair. but then, lately, i don't feel the same thing anymore, getting a burdened to me. so, told myself, i need to do some thing.  wish the result is good. gotta go after blogs today.

It's amaze Me

Key West Florida

  Regardless, of the good press. Despite rankings I am sure all of the beaches above are gorgeous.

 but still made the drive down to Sarasota, Florida.

In this year,San Diego's Coronado Beach was runner-up.   No. 3 was Kahanamoku Beach in Waikiki, Honolulu, Hawaii.    Rounding the Top 10 were No. 4, Main Beach, East Hampton, N.Y.    No. 5, Cape Hatteras in North Carolina. No. 6, St. George Island State Park, Florida.   No. 7, Beachwalker Park, Kiawah Island, S.C.   No. 8, Coast Guard Beach, Cape Cod, Mass.    No. 9, Waimanalo Bay Beach Park, Oahu, Hawaii, and No. 10, Cape Florida State Park near Miami.

If you want to know their website just Visit the Web.    

Explore The Manila

At Rizal Park also called Luneta Park was a refreshing experience we went there, Our afternoon was strolling,sight seing, and rides the choo choo train. The walking was great because it's reminded me of my old friends and hubby while we was on manila way back 7 years ago whom we had many memories and fun. Our experience of Rizal Park or Luneta park is a relief from the tiring experience because 24/7 air mixed with carbon monoxide and other pollutants, noisy, traffic streets and the like. To top this all, a stroll at the park is a good way to learn history. I am more sad because were leaving Manila in the morning to fly back in the U.S. The last I think is an important we are so very happy to them enjoying the vacation. See you again next couple of years.




This is our 5th trip in PH.   time fly fast couldn't  imagine visit back and forth is important because our family live behind in other side of the country.Vacation  are so much fun on our trip last  february.  feel so happy me, my son, my siblings and my Brod .in-law  was with me in Manila.  every minute in strolling was fun.  1st day in  manila. we went to the malls. eating. having conversation. laughing. walking.  after that, going back to hotel and slept for a while then again at night came going out  for window shopping  eating again. for them it is their 3rd time to manila to be with me. Vacation is happen once in a while  we plan together  to have a trip in manila. Fun, fun and Manila  has many Cities to enjoy.

It's good  to see the bigger malls in Asia. huge ocean park. see the different fun like concert.  But sadly not at all we go  budget is the important when you went into different places.  so greetful with my sibling they took me in manila as well as  my son too.   I would  really appreciate them they worry about me and my son since his daddy is gone. I keep all the pictures that we had in that way i could send them.  I would  post a pictures below. as you can see every part of the place we taking pictures  it's happen only for vacation. I won't forget  happiest  moment  in my life everyday i think about them. In the next future would be a great vacation for us.

 Luneta Park was a refreshing experience that we went , Morning is good beside the hot weather started. 

Fun In The Sun

Can"t  you see us that's  in Mc donald Manila Phil.  Which is my kid favorite fast food. hmm. yum. Bleeeh you want.

Luneta Manila

alway's pose hmm. nice weather

many people in this place, for relaxing

Riding  Thomas Choo choo train

The Luneta park

The Huge globe in Manila.

look at my kid seems that he never tired.

At The Mall, I say we never tired get home and slept. Vacation is fun.

side by side  Roxas Boulevard

My brother put a coins to see overlooking  Roxas blvd.

NASA posed 

Mall of asia in Manila Phil.